Where and How to Get a Student Loan | Apply Now


Are you planning on going to a university or college to complete your academic studies but don’t have the money to cover your entire tuition and other school-related expenses? If yes, then obtaining a student loan is the answer.

Education is expensive and well worth it, so it’s important that you get the value while you can. Whether you are looking for a little help to take care of your school fees for undergraduate or postgraduate programs, there are several platforms that offer loans for this purpose.

Discover the best student loans on Studyforum today. Easily apply online or walk into the nearest branches to start the application process. See the available student loans and how to submit an application below.

How to Get a Student Loan

Funding education has now become more than a necessity because of the importance of education. Many commercial banks, governments, and organizations have created platforms where students can access loans to finance their schooling.

If you decide to collect a loan for your education, it is important to understand the terms and conditions of the loan. Student loans can come from financial institutions, private organisations, or the federal government. Student loans provided by the federal government, usually have more benefits than loans from private sources.


To qualify for a student loan, you will need to complete and submit the application form for the loan programme. If you are going for a private student loan, you will need to get someone who has a good credit rating to cosign on the loan.

There are so many private and federal student loans to choose from. We reviewed dozens of them and chose the best student loans based on the types of loans offered, loan consolidation options, cosigner requirements, interest rates, and the overall loan application process.

In this article, we have listed out best student loans platforms where you can get a quick loan for your school fees. These platforms offer loans that differ from other kinds of loans because their repayment schedule is much more flexible and the interest rate is relatively lower. Below are some of them.

Best Student Loans of 2024

1. Access Bank Student Loan

With their special offers carefully tailored to give you a head start to further your education, Access Bank student loans are one of the best loans to choose from.


You can enjoy access to funds for school fees payments with the school fees loan that offers up to N5,000,000 with a flexible repayment plan.

This loan is also ideal for the financing of undergraduate, postgraduate study. Visit their official portal via www.accessbankplc.com to start the application process or walk into any of their bank branches nationwide.

2. GT Bank Loans for Students

Guaranty Trust Bank offers student loans up to N5 Million school fees advance. Maximum tenor of four months per request. Very Competitive interest rate.

For more information on how to apply for school fees advance at GT Bank, visit their official portal via www.gtbank.com to start the application process or walk into any of their bank branches nationwide.

3. Federal Government Student Loan

The federal government approved the establishment of education funds, student loan boards, and education banks by all states of the federation to allow students to easily have access to funds for their education. These loans program is especially for individuals with special needs, as well as funding teacher development and secondary education.

4. Renmoney

With Renmoney, you can get a convenient loan from ₦20,000 up to ₦6 million to cover your tuition, books, house rent, and other school-related expenses.

All you have to do is to choose your loan tenure and amount then share some information about yourself. Verify the information that you’ve provided and sign your documents and get the money in your bank account within 24 hours if your loan is approved. Visit www.renmoney.com to start your application today.

5. Specta

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork, and no visit to any office. With Specta, you can take care of urgent needs anywhere, anytime. Visit www.myspecta.com to get started. Education financing is easy with Specta.

6. Zenith Bank Student Loan

Zenith Bank’s education loan scheme is designed to provide short-term funding to enable parents/guardians to pay tuition fees for their children/wards. The minimum facility amount is N100,000 and the maximum facility amount is N5,000,000. Visit www.zenithbank.com to get started.

Hope this article was helpful?


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